Whether you are conducting a simple transaction or requiring more complicated services, Clear Haven Bank Private Wealth Management offers a comprehensive variety of Private Banking services to satisfy your cash management and banking requirements with the professional knowledge and personal touch you expect.

When assessing your financial circumstances, your Private Banker will consider your day-to-day banking and cash management needs. The solutions presented will assist you in better managing your cash while guaranteeing that your finances are available when and when you need them.

We offer the following cash management solutions:

• Personal banking at any Clear Haven Bank Private Wealth Management office or branch.
• Electronic banking access, including ATM, telephone, and internet banking via a personalized bank card.
• Withdrawal limitations tailored to your requirements.
• Personal checks, credit cards, bank drafts, and money orders.

We recognize the importance of thorough planning for yourself and your family. Our wealth structuring experts can recommend various trust, estate planning, and tax-optimisation options that are appropriate for your situation.

Estate planning allows you to focus on successful asset protection and preservation techniques such as:

• Trusts to split income, give money for family members, or safeguard the confidentiality of your financial affairs.
• Charitable giving to achieve your philanthropic aims while gaining greater tax benefits for yourself or your estate.
• Life insurance to finance the tax, legal, and other expenses that emerge after death, or to leave a legacy for your heirs.
• Joint ownership could potentially cut or eliminate probate taxes.
• Choosing an executor with the specialized experience and neutrality to carry out your estate plan so that your desires are respected.
• Powers of attorney for personal care and property to protect and manage your assets if you become ill or incompetent.

If you operate a business, Clear Haven Bank Private Wealth Management recognizes that you have worked hard to achieve success, and that the wealth you enjoy now is directly related to your business experience. We ensure that your business is an intrinsic element of your strategy, suited to your specific needs.

Working together with our owner-managed business experts, your Private Banker will find possibilities and ways to increase your company’s liquidity and growth. From business succession planning to monetization, the solutions presented will meet your demands as both an individual investor and an entrepreneur.