Unlock your commercial property

Commercial Mortgages

Clear Haven Bank understands your needs, as well as the intricacies of commercial mortgage loans. So, talk to us. We’ll get you sorted.

Is your business growing? Perhaps you require a warehouse to store merchandise, wish to open another retail location, imagine a property renovation, have outgrown your existing office space, or would benefit from improving your information technology infrastructure.

What are the benefits of a CIBC Caribbean Commercial Mortgage?

You can borrow up to a specified percentage of the valuation or property purchase price, whichever is lower

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With Clear Haven Bank International Bank’s mortgage services, you can borrow up to a specified percentage of the property’s appraised value or purchase price—whichever is lower. This ensures responsible lending while protecting your investment. Whether you’re buying your first home or upgrading, this loan-to-value (LTV) approach helps balance your borrowing needs with financial security. Enjoy peace of mind knowing your mortgage is based on fair market assessments and tailored to your budget.

Would you like to include a sample percentage (e.g., 80%) or keep it general for now?

You can synchronise your repayments with your cash flow

Clear Haven Bank International Bank offers the flexibility to synchronize your mortgage repayments with your cash flow, making it easier to manage your finances. Whether you’re paid monthly, bi-weekly, or on another schedule, your repayment plan can be tailored to align with your income cycle. This personalized approach ensures smoother budgeting, reduces financial stress, and helps you stay on track with your home loan—comfortably and confidently.

Generally there are various options regarding the interest rate structure (variable rate linked to base rate/prime, fixed rate and/or a mix

At Clear Haven Bank International Bank, you have access to a variety of interest rate structures to match your financial goals and risk preferences. Choose from a variable rate linked to the base or prime rate, a fixed rate that offers stability and predictable payments, or a hybrid option that combines both. This flexibility allows you to tailor your mortgage to market conditions and your personal comfort with rate fluctuations—giving you greater control over your home financing.